Our mission is to be the most trustworthy source for mortgage financing, creating raving fans and clients for life by providing sound advice, exceptional customer service, and on time closings.

The Ocala Mortgage Loan Experts
Landmark Mortgage Planners

At Landmark Mortgage Planners, our Ocala Mortgage Experts give you many reasons to work with them...

Knowledge & Experience

Our Ocala mortgage loan experts are just that - experts.  The average loan originator at Landmark Mortgage Planners has more than 16 years in the business. We have the experience to get the job done. All of our originators are Certified Mortgage Planning Specialists (CMPS) certified. This means we have advanced training and tools that provide a huge advantage in helping our customers find the right home loan for their overall long and short-term investment strategies. See what makes us different.

On-Time Approvals & Closings

The processing of all of our home loans is done right here in our Ocala office, not in some remote office in Timbuktu (not to mention we have the most knowledgeable, experienced, and friendly processors in town). We are also a mortgage banker with internal underwriting. Because we provide both underwriting and processing in-house, we have more control over delivering on-time approvals and closings.

A Wide Range of Mortgage Programs

At Landmark Mortgage Planners, we have just about every mortgage loan program known to man: FHA, VA, Conventional, USDA, Renovation Mortgages (where you can do upgrades to the house and purchase it all in one loan), and Reverse for Purchase (purchase your dream retirement home), as well as FHA/VA Streamline, and Reverse Mortgages for refinancing your current home. Browse our website to learn about all of the home loan programs available and then get with one of our Ocala mortgage loan specialists to help you find the one that is right for you.

Ability to Broker Special Circumstance Loans

We have the ability to broker loans providing many resources for financing and underwriting - not just one. Bank originators are stuck with their underwriter and the programs the bank has available. We have the flexibility to go find the mortgage loan and underwriting guidelines to fit your situation.

Great Rates

Our mortgage loan rates are really great. We will even do our best to beat any written pre-approval from another bank or lender.

Ocala Mortgage Loans


We are often available beyond office hours and do our best to return calls the same business day. What that means for our realtors and buyers - you won't miss out on a great property because your mortgage lender isn't available until Monday.

Creative Solutions

We work together as a team, helping each other find solutions to their toughest cases. Even if you don't qualify, we will meet with you to review your situation and prepare a plan for you to get a home loan in the near future.

We Have a Wide Range of Mortgage Loan Programs Available

At Landmark Mortgage Planners, we have nearly every mortgage loan program available on the market. Schedule an appointment with one of our mortgage planners, and together we will identify the loan programs that match your current financial situation and enhance your overall financial plan. As mortgage planners, our responsibility is more than the typical “mortgage professional”. Here at Landmark Mortgage Planners, we will help you find the BEST mortgage loan and help you integrate it into your overall long and short-term investment strategies. Below are a few of the mortgage loans we provide. If you need something different, please contact us - we may have a program for you.

Purchase Mortgage Loans

Landmark Mortgage Planners has nearly every kind of loan available for purchasing a home. Let us help you identify the loan program that fits best with your financial goals.

Today's conventional mortgage loans are best for the borrower with very good credit, a sizable down payment, and secure income. For credit scores less than 700, you may be better served by a different loan program. We do offer conventional loans with as little as 3% down payment, so although you will need some savings you won't need a huge pile of money to consider a conventional mortgage. Learn more.

FHA Mortgages are more forgiving on debt ratio and credit, and it allows for only 3.5% down payment. Therefore if you have experienced some credit challenges in the last few years, or cannot count all of your income, FHA may be the best option for you. Learn more.

VA mortgage loans are almost always the best choice for veterans. With ZERO down payment and more flexibility for both income and credit, the VA mortgage loan often gives us the ability to get veteran buyers approved for more house. VA mortgages are not just insured but they are guaranteed. This typically results in the lowest monthly payment because there is no monthly mortgage insurance. Learn more.

Looking for No Money Down? USDA Mortgage Loans may be your best bet. The underwriting for these loans can be strict with regards to income and credit. In addition, USDA loans are restricted to homes in certain areas. However, when the seller agrees to pay closing costs, it is possible to purchase a home with less out-of-pocket money than is required to rent an apartment. Learn more.

How would you like to purchase a new primary residence with about half the cash, and with no mortgage payment? The HECM Purchase Mortgage may be for you! It allows seniors, over 62 years of age, to use a reverse mortgage to purchase a home. Depending upon your age, you would need somewhere around 50-60% of the purchase price for a down payment. The remainder would be a reverse mortgage with $0 monthly payment. This mortgage is only available for primary homes - no vacation or second homes. Learn more.

Regular conventional mortgage loans in Ocala Florida, are limited to $510,400. If you need a larger loan than the conventional loan limit, you may need to consider a jumbo mortgage loan. Learn more.

What do you do when you find the perfect home in the perfect area, but it needs improvements beyond your available cash reserves? A renovation mortgage might be the perfect solution. Renovation mortgages allow the borrower to finance the needed home improvements along with the purchase, resulting in one loan with one monthly payment. Learn more.

Landmark Mortgage Planners has a one-time-close construction loan with very competitive rates. With only one closing at the beginning of your construction project, you avoid the risk of changes to your income or credit during the construction process. This way, you cannot be rejected for the final loan once construction is complete. Learn more.

Mortgage Loans for Refinance

All of our "purchase mortgage loans" are also available for refinance. In addition, we have the following loans uniquely for refinance...

If  you have an existing FHA loan you wish to refinance, an FHA Streamline Refinance is most likely the way to go. One of the big advantages is that no appraisal is required. Even if your home has not increased much in value, you can still refinance and get a lower interest rate. What's more, this program also offers limited income and credit requirements, reducing documentation. This is a great place to start if you want to refinance an existing FHA mortgage. Learn more.

Like the FHA Streamline Mortgage, the VA Streamline Mortgage is designed exclusively to refinance a VA mortgage. This program allows for a lower rate with a minimum of required documentation. For veterans with an existing VA mortgage, this is almost always the best option for refinance. Learn more.

Reverse mortgages are designed for seniors 62 years of age and older. It can be used to obtain cash-out to pay off an existing mortgage or other debt, do home improvement, or to provide a line of credit for emergencies and other expenses. The big advantage of a HECM reverse mortgage is the absence of a monthly mortgage payment. There are a lot of myths and incorrect information surrounding reverse mortgages, and not all reverse mortgages are the same. Make sure you get the facts before you determine if it is for you. Learn more about the HECM Reverse Mortgage now.

The easiest way to find the BEST mortgage loan for YOU is to talk to one of our experienced Mortgage Planners.

Schedule an Appointment Today!